:root {
  --bg: #F7F4EE;
  --panel: #EFEAE0;
  --card: #FFFFFF;
  --ink: #15271E;
  --ink-2: #2B4236;
  --muted: #5F6B64;
  --line: #E2DBCD;
  --accent: #C7763A;
  --accent-soft: #F6E6D6;
  --green-soft: #E3ECE5;
  --radius: 14px;
  --shadow: 0 1px 2px rgba(21,39,30,.05), 0 8px 24px rgba(21,39,30,.06);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--bg); color: var(--ink); font: 16.5px/1.6 "Plus Jakarta Sans", -apple-system, "Segoe UI", Helvetica, Arial, sans-serif; -webkit-font-smoothing: antialiased; }
a { color: inherit; }
img { max-width: 100%; display: block; }
.wrap { max-width: 1160px; margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 760px; margin: 0 auto; padding: 0 20px; }
h1, h2, h3 { letter-spacing: -0.02em; line-height: 1.12; margin: 0 0 14px; font-weight: 800; }
h1 { font-size: clamp(38px, 6vw, 64px); }
h2 { font-size: clamp(28px, 4vw, 42px); }
h3 { font-size: 20px; letter-spacing: -0.01em; font-weight: 700; }
p { margin: 0 0 14px; }
.muted { color: var(--muted); }
.accent { color: var(--accent); }
.eyebrow { display: inline-block; font-size: 12.5px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--accent); margin-bottom: 12px; }
.pill { display: inline-block; font-size: 12.5px; font-weight: 600; background: var(--accent-soft); color: #8A4A1C; padding: 4px 10px; border-radius: 6px; margin-bottom: 16px; }

/* buttons */
.btn { white-space: nowrap; display: inline-flex; align-items: center; justify-content: center; gap: 8px; background: var(--ink); color: #fff; text-decoration: none; font-weight: 700; font-size: 15px; padding: 14px 24px; border-radius: 999px; border: 0; cursor: pointer; font-family: inherit; transition: background .15s; }
.btn:hover { background: var(--ink-2); }
.btn.ghost { background: transparent; color: var(--ink); box-shadow: inset 0 0 0 1.5px var(--ink); }
.btn.ghost:hover { background: rgba(21,39,30,.05); }
.btn.sm { padding: 10px 18px; font-size: 14px; }
.link { font-weight: 700; text-decoration: none; border-bottom: 1.5px solid var(--accent); }

/* header */
header.site { position: sticky; top: 0; z-index: 50; background: rgba(247,244,238,.94); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
header.site .wrap { display: flex; align-items: center; height: 72px; gap: 28px; }
.logo { display: flex; align-items: center; gap: 9px; text-decoration: none; color: var(--ink); flex: none; }
.logo svg { width: 30px; height: 30px; }
.logo b { font-weight: 800; font-size: 21px; letter-spacing: -0.03em; }
.logo span { font-weight: 400; font-size: 21px; letter-spacing: -0.02em; color: var(--ink-2); }
nav.main { display: flex; gap: 4px; flex: 1; }
nav.main > div { position: relative; }
nav.main > div > a, nav.main > div > button { display: flex; align-items: center; gap: 5px; background: none; border: 0; font: inherit; font-size: 14.5px; font-weight: 600; color: var(--ink); padding: 10px 12px; border-radius: 8px; cursor: pointer; text-decoration: none; }
nav.main > div > button::after { content: ""; width: 6px; height: 6px; border-right: 1.6px solid currentColor; border-bottom: 1.6px solid currentColor; transform: rotate(45deg) translateY(-2px); }
nav.main > div:hover > button, nav.main > div > a:hover { background: var(--panel); }
.menu { position: absolute; top: 100%; left: 0; min-width: 250px; background: var(--card); border: 1px solid var(--line); border-radius: 12px; box-shadow: var(--shadow); padding: 8px; display: none; }
nav.main > div:hover .menu, nav.main > div:focus-within .menu { display: block; }
.menu a { display: block; padding: 9px 12px; border-radius: 8px; text-decoration: none; font-size: 14.5px; }
.menu a small { display: block; color: var(--muted); font-size: 12.5px; }
.menu a:hover { background: var(--bg); }
.hdr-cta { margin-left: auto; display: flex; gap: 10px; align-items: center; }
.burger { display: none; background: none; border: 0; padding: 8px; cursor: pointer; }
.burger span { display: block; width: 22px; height: 2px; background: var(--ink); margin: 5px 0; }
.mobile-nav { display: none; border-top: 1px solid var(--line); padding: 12px 20px 22px; background: var(--bg); }
.mobile-nav h4 { margin: 14px 0 6px; font-size: 12px; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.mobile-nav a { display: block; padding: 7px 0; text-decoration: none; font-weight: 600; }
.mobile-nav.open { display: block; }
@media (max-width: 900px) { nav.main { display: none; } .burger { display: block; } .hdr-cta .btn { padding: 10px 16px; font-size: 14px; } }

/* hero */
.hero { padding: 72px 0 40px; text-align: center; }
.hero p.sub { font-size: 19px; color: var(--muted); max-width: 600px; margin: 0 auto 28px; }
.amount-box { display: flex; gap: 12px; justify-content: center; align-items: stretch; flex-wrap: wrap; max-width: 560px; margin: 0 auto; }
.amount { flex: 1; min-width: 260px; background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 12px 18px 10px; text-align: left; box-shadow: var(--shadow); }
.amount .top { display: flex; justify-content: space-between; font-size: 13.5px; color: var(--muted); }
.amount .top b { color: var(--ink); font-size: 18px; }
input[type=range] { width: 100%; accent-color: var(--accent); margin: 8px 0 2px; }
.hero .note { font-size: 13.5px; color: var(--muted); margin-top: 14px; }

/* hero collage */
.collage { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 52px; align-items: end; }
.tile { border-radius: var(--radius); padding: 20px; text-align: left; min-height: 190px; display: flex; flex-direction: column; justify-content: space-between; }
.tile.dark { background: var(--ink); color: #fff; min-height: 250px; }
.tile.soft { background: var(--green-soft); }
.tile.warm { background: var(--accent-soft); min-height: 230px; }
.tile.white { background: var(--card); border: 1px solid var(--line); box-shadow: var(--shadow); }
.tile .label { font-size: 12.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; opacity: .7; }
.tile .big { font-size: 22px; font-weight: 800; letter-spacing: -0.02em; line-height: 1.2; }
.chk { display: flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; margin-top: 8px; }
.chk i { width: 18px; height: 18px; border-radius: 50%; background: var(--accent); flex: none; position: relative; }
.chk i::after { content: ""; position: absolute; left: 6px; top: 3px; width: 4px; height: 8px; border: solid #fff; border-width: 0 2px 2px 0; transform: rotate(45deg); }
.chk.off i { background: var(--line); }
.bar { height: 6px; border-radius: 6px; background: rgba(255,255,255,.18); overflow: hidden; margin-top: 14px; }
.bar b { display: block; height: 100%; width: 72%; background: var(--accent); border-radius: 6px; }
@media (max-width: 860px) { .collage { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .collage { grid-template-columns: 1fr; } .tile { min-height: 0 !important; } }

/* figures band */
.band { background: var(--ink); color: #fff; padding: 34px 0; }
.band .grid4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; }
.band .k { font-size: 12px; letter-spacing: .08em; text-transform: uppercase; opacity: .65; font-weight: 700; }
.band .v { font-size: 22px; font-weight: 800; letter-spacing: -0.02em; margin-top: 2px; }
@media (max-width: 760px) { .band .grid4 { grid-template-columns: 1fr 1fr; } }

/* sections */
section { padding: 84px 0; }
section.panel { background: var(--panel); }
.sec-head { max-width: 680px; margin-bottom: 40px; }
.sec-head.center { text-align: center; margin-left: auto; margin-right: auto; }
.sec-head p { color: var(--muted); font-size: 18px; }
.grid { display: grid; gap: 18px; }
.g2 { grid-template-columns: repeat(2, 1fr); }
.g3 { grid-template-columns: repeat(3, 1fr); }
.g4 { grid-template-columns: repeat(4, 1fr); }
@media (max-width: 900px) { .g3, .g4 { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .g2, .g3, .g4 { grid-template-columns: 1fr; } }
.card { background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; }
.card p { color: var(--muted); font-size: 15.5px; margin: 0; }
a.card { text-decoration: none; transition: transform .15s, box-shadow .15s; display: flex; flex-direction: column; }
a.card:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
a.card .more { margin-top: auto; padding-top: 18px; font-weight: 700; font-size: 14.5px; color: var(--ink); }
.icon { width: 44px; height: 44px; border-radius: 12px; background: var(--accent-soft); display: grid; place-items: center; margin-bottom: 18px; }
.icon svg { width: 22px; height: 22px; stroke: #8A4A1C; fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.num { font-size: 13px; font-weight: 800; color: var(--accent); letter-spacing: .06em; margin-bottom: 10px; display: block; }

/* split */
.split { display: grid; grid-template-columns: 1.05fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 860px) { .split { grid-template-columns: 1fr; gap: 32px; } }
ul.ticks { list-style: none; padding: 0; margin: 18px 0 24px; }
ul.ticks li { position: relative; padding-left: 30px; margin-bottom: 10px; }
ul.ticks li::before { content: ""; position: absolute; left: 0; top: 4px; width: 18px; height: 18px; border-radius: 50%; background: var(--accent-soft); }
ul.ticks li::after { content: ""; position: absolute; left: 6px; top: 7px; width: 4px; height: 8px; border: solid #8A4A1C; border-width: 0 2px 2px 0; transform: rotate(45deg); }

/* marquee */
.marquee { overflow: hidden; background: var(--ink); color: #fff; padding: 22px 0; }
.marquee .track { display: flex; gap: 48px; width: max-content; animation: scroll 40s linear infinite; font-weight: 700; font-size: 17px; }
.marquee .track span::before { content: "✦"; color: var(--accent); margin-right: 12px; }
@keyframes scroll { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .marquee .track { animation: none; } }

/* calculator */
.calc { display: grid; grid-template-columns: 1.1fr 1fr; background: var(--card); border: 1px solid var(--line); border-radius: 20px; overflow: hidden; box-shadow: var(--shadow); }
@media (max-width: 860px) { .calc { grid-template-columns: 1fr; } }
.calc form { padding: 32px; }
.calc .out { background: var(--ink); color: #fff; padding: 32px; display: flex; flex-direction: column; justify-content: center; }
.calc .out .k { font-size: 12.5px; letter-spacing: .08em; text-transform: uppercase; opacity: .65; font-weight: 700; }
.calc .out .v { font-size: clamp(30px, 4.5vw, 44px); font-weight: 800; letter-spacing: -0.03em; margin: 6px 0 10px; }
.calc .out p { opacity: .8; font-size: 14.5px; }
.calc .out .btn { background: var(--accent); margin-top: 10px; align-self: flex-start; }
.calc .out .btn:hover { background: #B4672F; }
.fine { font-size: 12.5px; color: var(--muted); line-height: 1.5; margin-top: 18px; }

/* forms */
.field { margin-bottom: 16px; }
label { display: block; font-size: 14px; font-weight: 700; margin-bottom: 6px; }
input[type=text], input[type=email], input[type=tel], input[type=number], select, textarea { width: 100%; padding: 13px 14px; font: inherit; font-size: 16px; color: var(--ink); background: #fff; border: 1px solid var(--line); border-radius: 10px; }
input:focus, select:focus, textarea:focus { outline: 2px solid var(--accent); outline-offset: 1px; border-color: transparent; }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 560px) { .row2 { grid-template-columns: 1fr; } }
.check { display: flex; gap: 10px; align-items: flex-start; font-size: 13px; color: var(--muted); line-height: 1.5; margin: 6px 0 18px; font-weight: 400; }
.check input { width: 18px; height: 18px; margin-top: 2px; flex: none; accent-color: var(--ink); }
.hp { position: absolute; left: -9999px; }

/* resources */
.art-card .tag { font-size: 12px; font-weight: 700; color: #8A4A1C; background: var(--accent-soft); padding: 3px 9px; border-radius: 6px; align-self: flex-start; margin-bottom: 14px; }
.art-card h3 { font-size: 19px; }
.art-card .meta { font-size: 12.5px; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; margin-top: auto; padding-top: 14px; }

/* faq */
details { background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 18px 22px; margin-bottom: 10px; }
summary { font-weight: 700; cursor: pointer; list-style: none; display: flex; justify-content: space-between; gap: 12px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; font-size: 22px; line-height: 1; color: var(--accent); }
details[open] summary::after { content: "–"; }
details p { color: var(--muted); margin: 12px 0 0; }

/* cta */
.cta-box { background: var(--ink); color: #fff; border-radius: 24px; padding: 56px 32px; text-align: center; }
.cta-box p { opacity: .8; font-size: 18px; }
.cta-box .btn { background: var(--accent); }
.cta-box .btn.ghost { background: transparent; color: #fff; box-shadow: inset 0 0 0 1.5px rgba(255,255,255,.6); }

/* product page */
.phero { padding: 64px 0; }
.stats3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius); }
.stats3 > div { padding: 22px 24px; border-left: 1px solid var(--line); }
.stats3 > div:first-child { border-left: 0; }
.stats3 .k { font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.stats3 .v { font-size: 20px; font-weight: 800; margin-top: 4px; letter-spacing: -0.01em; }
@media (max-width: 640px) { .stats3 { grid-template-columns: 1fr; } .stats3 > div { border-left: 0; border-top: 1px solid var(--line); } .stats3 > div:first-child { border-top: 0; } }
.visual { background: var(--green-soft); border-radius: 22px; padding: 34px; min-height: 340px; display: flex; flex-direction: column; justify-content: center; gap: 14px; }
.visual .mini { background: #fff; border-radius: 14px; padding: 16px 18px; box-shadow: var(--shadow); }
.visual .mini .label { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); }
.visual .mini .t { font-weight: 800; font-size: 17px; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 18px 0 0; }
.chips span { background: var(--card); border: 1px solid var(--line); padding: 7px 13px; border-radius: 999px; font-size: 14px; font-weight: 600; }
table.cmp { width: 100%; border-collapse: collapse; background: var(--card); border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); font-size: 15px; }
table.cmp th, table.cmp td { text-align: left; padding: 14px 18px; border-bottom: 1px solid var(--line); vertical-align: top; }
table.cmp th { background: var(--panel); font-size: 13px; text-transform: uppercase; letter-spacing: .06em; }
table.cmp tr:last-child td { border-bottom: 0; }
table.cmp td:first-child { font-weight: 700; width: 26%; }
.tablewrap { overflow-x: auto; }

/* article */
article.post { padding: 56px 0 72px; }
article.post .back { font-size: 14px; text-decoration: none; color: var(--muted); }
article.post h1 { font-size: clamp(34px, 5vw, 50px); margin-top: 16px; }
article.post .lede { font-size: 20px; color: var(--muted); }
article.post .meta { font-size: 12.5px; text-transform: uppercase; letter-spacing: .07em; color: var(--muted); margin: 18px 0 36px; }
article.post h2 { font-size: 27px; margin-top: 40px; }
article.post p, article.post li { font-size: 17.5px; line-height: 1.7; }
article.post ul { padding-left: 22px; }
article.post .disclaim { font-size: 13.5px; color: var(--muted); border-top: 1px solid var(--line); padding-top: 18px; margin-top: 40px; }
.callout { background: var(--accent-soft); border-radius: 12px; padding: 20px 22px; margin: 26px 0; }
.callout p { margin: 0; }

/* apply */
.apply-wrap { padding: 52px 0 80px; }
.steps-nav { display: flex; gap: 8px; flex-wrap: wrap; margin: 18px 0 22px; }
.steps-nav span { font-size: 13px; font-weight: 600; padding: 6px 12px; border-radius: 8px; border: 1px solid var(--line); background: var(--card); color: var(--muted); }
.steps-nav span.on { background: var(--ink); color: #fff; border-color: var(--ink); }
.progress { height: 5px; background: var(--line); border-radius: 5px; overflow: hidden; }
.progress b { display: block; height: 100%; background: var(--accent); width: 25%; transition: width .25s; }
.app-card { background: var(--card); border: 1px solid var(--line); border-radius: 18px; padding: 34px; margin-top: 18px; }
.step { display: none; }
.step.on { display: block; }
.choices { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 18px; }
@media (max-width: 600px) { .choices { grid-template-columns: 1fr; } }
.choices label { display: flex; gap: 12px; align-items: flex-start; border: 1px solid var(--line); border-radius: 12px; padding: 14px 16px; cursor: pointer; font-weight: 700; margin: 0; }
.choices label small { display: block; font-weight: 400; color: var(--muted); font-size: 13.5px; }
.choices input { margin-top: 4px; accent-color: var(--ink); }
.choices label:has(input:checked) { border-color: var(--ink); box-shadow: inset 0 0 0 1px var(--ink); }
.nav-btns { display: flex; justify-content: space-between; gap: 10px; margin-top: 26px; }
.secure { font-size: 13px; color: var(--muted); margin-top: 16px; }
.err { color: #A33; font-size: 14px; margin-top: 10px; display: none; }

/* footer */
footer.site { background: var(--ink); color: rgba(255,255,255,.82); padding: 64px 0 36px; margin-top: 0; font-size: 14.5px; }
footer.site .cols { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; }
@media (max-width: 860px) { footer.site .cols { grid-template-columns: 1fr 1fr; } }
footer.site h4 { color: #fff; font-size: 13px; letter-spacing: .08em; text-transform: uppercase; margin: 0 0 14px; }
footer.site a { display: block; text-decoration: none; padding: 4px 0; color: rgba(255,255,255,.82); }
footer.site a:hover { color: #fff; }
footer.site .logo { color: #fff; margin-bottom: 14px; }
footer.site .logo span { color: rgba(255,255,255,.75); }
footer.site .legal { border-top: 1px solid rgba(255,255,255,.14); margin-top: 44px; padding-top: 22px; font-size: 12.5px; color: rgba(255,255,255,.6); line-height: 1.6; }

/* legal pages */
.doc { padding: 56px 0 80px; }
.doc h2 { font-size: 23px; margin-top: 34px; }