Working capital for established businesses

Business funding,
without the runaround.

One short application. A real specialist reviews your file, shops it to the right funders, and walks you through every option.

How much do you need?$50,000

Free to apply. No obligation. Applying with us doesn't pull your credit.

Step 1
Application received
Business details
Bank statements
Your file
Matched with funding partners

A specialist compares options for you

Options
Clear terms side by side
Amount
Total payback
Payment schedule
Funded
Funds on the way
As soon as next business day*
Apply in
About 3 minutes
Decisions
Often within 24 hours*
Funding
As soon as next day*
Your contact
One specialist, start to finish
Why Magnolia

A real person on your file, not a call center.

Most funding websites hand your information to whoever pays the most for it. We work your file ourselves.

  • We shop your file. One application reaches multiple funding partners, so you can compare.
  • Clear terms before you sign. You'll see the amount, total payback and payment schedule up front.
  • Honest advice. If waiting or a smaller amount is the better move, we'll tell you.
  • We stick around. The same specialist helps when you're ready for more.
Start your application
Specialist review
True revenue, balances, existing positions
Shopped to
Funding partners that fit your file
You choose
Compare offers. No pressure.
Cover payrollRestock before the rushFix equipment the same weekTake on a bigger contractOpen a second locationBuy new equipmentHire your next employeeGet through the slow seasonCover payrollRestock before the rushFix equipment the same weekTake on a bigger contractOpen a second locationBuy new equipmentHire your next employeeGet through the slow season
How it works

From application to funded in three steps.

01

Apply in minutes

Tell us about your business and what you need. No branch visits, no stacks of paperwork.

02

Review your options

Send your last four months of bank statements. We review the file and bring you offers you can compare.

03

Get funded

Pick the option that fits, sign online, and funds can arrive as soon as the next business day.*

Funding calculator

How much could you get?

A quick estimate based on what most funders look at first. It takes about 20 seconds.

This is a rough estimate, not an offer or approval. Actual amounts depend on a full review of your bank statements and each funder's guidelines.

Estimated funding range
Enter your revenue

Most businesses with steady deposits qualify for somewhere between half of one month's revenue and about two months' revenue.

See my real options
Who we fund

We know your industry's cash flow.

Every business runs differently. We match funding to how money actually moves in yours.

FAQs

Common questions

What does it cost to apply?

Nothing. Applying is free and you're never obligated to accept an offer.

Will applying affect my credit?

Submitting our application doesn't pull your credit. Funders may review credit before making an offer, and we'll let you know before that happens.

What do I need to apply?

A few minutes for the application, then your last four months of business bank statements. That's usually all it takes to get offers.

How much can I get?

It depends mostly on your monthly revenue, time in business and any financing you already carry. Use the calculator above for a rough range.

I already have an advance or loan. Can I still apply?

Yes. We review your current positions and can look at additional funding or a consolidation, whichever makes more sense.

Are you a lender?

No. We're a funding advisor. We match your file with third-party funding partners and help you compare options. Funders make all approval decisions.

Let's get your funding moving.

It takes a few minutes to apply and you're never obligated to accept.

Apply nowTalk to us