Too many payments? Let's look at the whole picture.
If you're carrying more than one advance or loan, restructuring may lower your daily or weekly outflow.
Free to apply. No obligation.
What is consolidation & refinance?
Multiple advances can stack up quickly, with several payments hitting your account every day. A consolidation or refinance replaces some or all of them with one structure that fits your cash flow better.
It isn't the right move for every business. Sometimes it lowers your payments but stretches out the cost. We'll show you the numbers both ways so you can decide.
A good fit for
- Two or more daily or weekly payments
- Payments eating most of your deposits
- Businesses that are growing but cash-strapped
- Owners who want one point of contact
Consolidation vs. taking another advance
| Consolidation | Another advance | |
|---|---|---|
| Daily outflow | Usually lower | Goes up |
| Number of payments | Fewer | More |
| Total cost | Can be higher over a longer term | Depends on the new position |
| Best for | Relief and stability | A short, specific need |
What it usually takes.
These are typical starting points. Stronger files usually unlock more.
Questions about consolidation & refinance
Will this cost more overall?
Sometimes. Lower payments over a longer stretch can mean a higher total. We'll show you both the payment and the total so you can decide.
Do I need to tell my current funders?
We'll explain how payoffs or restructuring work for your specific positions before anything happens.
Can you help if I'm behind?
Reach out. The earlier we look at the file, the more options there usually are.
Let's get your funding moving.
It takes a few minutes to apply and you're never obligated to accept.